Forgetting to make a credit card payment can lower your score anyway. Why not close some of the ones you don't use?

Also, set up automatic payments so that you never again miss a payment. You typically can set up automatic payments to cover ...

In 2025, the question of whether having multiple credit cards can hurt your credit score is more relevant than ever, as ...

This is read by an automated voice. Please report any issues or inconsistencies here. Dear Liz: My wife and I have excellent credit, pay our credit cards in full each month before the due date, and ...

Whenever we discuss the benefits of using credit cards, we typically caveat it with the most important rule: pay your credit card bill on time and in full every month. Paying on time prevents late ...

In 2025, the average credit score for Gen Z borrowers fell to 676, well below the national average of 715, according to a FICO report.