High-yield savings accounts saw some of the biggest rate changes last week since the Fed cut rates. However, as of November ...

Building a CD ladder for emergency savings combines security and growth. It is an effective approach that makes sure your funds are accessible when you need them while earning higher interest than a ...

The main risk in a high-yield savings account is rate fluctuation. The APY can drop if the interest-rate environment changes.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Ebony Howard is a certified public accountant and a QuickBooks ProAdvisor tax expert. She ...