The @ symbol can also appear in regular formulas outside of tables when Excel thinks you're trying to reference a single value from a range. If you see it pop up unexpectedly, it usually means Excel ...

Home loans are generally for significant amounts and for long tenures, so the interest you pay will likely be higher than for small amounts or short tenures ...

The word "balance” suggests a static state: work time on one side and personal time on the other. But real life is dynamic.