While it may seem like just another number, your credit score is actually one of the biggest factors affecting your financial security. A good credit score makes it easy to be approved for loans on ...

Reviews and recommendations are unbiased and products are independently selected. Postmedia may earn an affiliate commission from purchases made through links on this page. The credit rating system ...

Credit scores generally range from 300 to 900 and have the same goal: to predict a consumer’s likelihood of paying financial obligations on time.

One of the most important rules we recommend everyone follows is paying off their credit card balances, in full, whenever possible. Late payments can come with penalties like late fees that can impact ...

The federal government suggests getting a copy of your credit report from both agencies at least once a year, to check that your personal and financial information is up to date, and to ensure that ...