Credit scores are lowered by late payments more than by number of credit cards and loans: CIBIL

Confused about credit scores? Bhushan Padkil, SVP at TransUnion CIBIL, breaks down the key factors that affect your score and ...

When a great credit score isn’t enough for a loan approval

Your credit score reflects how you've handled your debt in the past, but that’s only one part of your profile. It doesn’t ...

Found an error in your credit report? Here’s how to correct it

Correcting mistakes on your credit report is the first step toward maintaining a healthy credit score and low borrowing costs ...