If you’re a business owner looking for a loan, your lender will be looking for your solvency ratio. Of course, if you have a startup and are new to running a business, you may not know what a solvency ...

The number of times a business sells and replaces its stock over a given time period is its inventory turnover ratio. The inventory turnover ratio, also sometimes called stock turns or inventory turns ...

The overhead ratio measures how much of a company's total revenue is spent on indirect costs. This metric is useful for identifying areas where costs can be reduced to improve profitability. Analyzing ...

The dividend payout ratio formula is simple and easy to use in your search for the top dividend stocks. To find the figure, divide the company's dividend payment or distribution amount by the earnings ...

What is the Debt Service Coverage Ratio (DSCR)? How do I calculate DSCR? Why is a higher DSCR important for loan approval? What are common pitfalls in DSCR calculation? How can different industries ...

How would you assess your financial situation? Check out this guide to figuring out your debt-to-income ratio and the importance of knowing your DTI ratio. A DTI ratio is a tool that indicates the ...

In a previous post I talked about the basics of mortgage debt ratios—the calculations lenders use to determine if you qualify for a mortgage. This prompted this reader question: You’re 2 minutes away ...