“If you use a traditional IRA to purchase a QLAC, that amount is excluded from your RMD calculation. When the annuity ...

The report, “Closing the Guarantee Gap,” warned that the shift from traditional pensions to DC plans has left millions of ...

The situation: You want to use cash in your retirement savings to buy a fixed annuity. Your worry: interest rates are low right now. Fair enough: when interest rates fall, so do crediting rates on ...

Yellow Pages Limited (TSX: Y) (the "Company"), a leading Canadian digital media and marketing company, released its operating and financial results today for the quarter and nine-months ended ...

A retirement budget has two major parts: income and expenses. Income can come from many sources, including Social Security or ...

The IRS will come knocking for its share of your tax-deferred retirement savings when you hit 73, but planning ahead for RMDs ...

A variable annuity, which ties returns to market performance, introduces more risk and reward. Historical averages suggest ...

While time is running out to make Roth conversions before the end of the taxable year, consider taking your time and ...

The IRS raised 2026 contribution limits for 401(k)s to $24,500 and IRAs to $7,500, giving you more room to save while cutting ...

Delaying Social Security until age 70 can seem smart, but experts warn it may cost you more than you gain depending on health ...

The industry asked for and received a delay in the rule from the IRS in 2023. Now that it's going into effect, here are the ...

Vanguard recently shared an update on 401 (k) plans, and it found that the average American aged 45 to 54 has a 401 (k) ...