A 0 percent APR credit card can be a great financial tool, but there are debt traps to be aware of when using one. Always make the minimum payments on your credit card to avoid consequences like late ...

Ever wonder how credit card interest works, how it’s calculated and how it adds up? We break it down. Plus, find out if a balance-transfer card is for you. If you’ve ever carried a balance on your ...

Two people might apply for credit cards from the same bank and receive identical-looking cards in the mail. But the prices they pay to use those cards will be completely different if they have ...

APR, or annual percentage rate, is a little word that packs a big punch. Many Canadians think APR is the same as an “interest rate,” which isn’t exactly right. So then, what exactly is APR, how does ...

Credit cards are financial instruments that allow you to borrow money from a bank to make purchases, with the option to repay later. If the full amount isn't cleared by the due date, interest is ...

A friend of mine almost didn't do a balance transfer because of the $300 fee. He was nervous about paying that much up front -- totally fair. But once he ran the numbers and saw he'd save over $1,400 ...

As of November 2, 2025, 0% intro APR credit cards offer a unique opportunity to manage expenses without the immediate burden of interest, especially during high-spending periods like the holidays.