Ever wonder how credit card interest works, how it’s calculated and how it adds up? We break it down. Plus, find out if a balance-transfer card is for you. If you’ve ever carried a balance on your ...

Easily calculate your true savings from a balance transfer by factoring in fees, interest, and payoff timing. Here's the math.

Zero-percent APR credit cards can help you save on interest and pay off debt faster by eliminating interest on certain purchases or balances for a set period. However, many 0 percent interest cards ...

APR, or annual percentage rate, is a little word that packs a big punch. Many Canadians think APR is the same as an “interest rate,” which isn’t exactly right. So then, what exactly is APR, how does ...

A 0 percent APR credit card can be a great financial tool, but there are debt traps to be aware of when using one. Always make the minimum payments on your credit card to avoid consequences like late ...