There may come a time in your homeownership journey when you wonder if it makes sense to refinance your mortgage. It’s a decision that can help you reach goals like lowering your interest rate or ...

For decades, the conventional wisdom about mortgage refinancing has been clear: You should swap loans only when mortgage rates have dropped a full percentage point from the rate on your original loan.

New analysis shows the break-even point for refinancing remains out of reach for most unless mortgage rates fall significantly The national analysis, which modeled typical refinance scenarios across ...