Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings.

Take full precaution. Unprotected skin will be damaged and can burn in minutes. Avoid the sun between 11 a.m. and 3 p.m., cover up, and wear a hat, sunglasses and sunscreen. Don’t forget that white ...

Minimal sun protection required for normal activity. Wear sunglasses on bright days. If outside for more than one hour, cover up and use sunscreen. Reflection off snow can nearly double UV strength, ...