Discover how the 80% rule affects home insurance claims and coverage. Ensure your policy meets industry standards to avoid ...

Thousands of Californians who lost their homes in the Los Angeles fires last month are now grappling with insurance claims. And with research showing that extreme weather today poses a threat to ...

We’ve done much of the work for you by comparing 14 major home insurance carriers. We analyzed over 33,000 home insurance ...

With extreme weather events increasing in recent years, homeowners insurance companies have raised premiums or stopped offering coverage completely. Many of the policyholders hit with nonrenewal or ...

Forbes contributors publish independent expert analyses and insights. Danielle Seurkamp is CEO of Well Spent Wealth Planning in Cincinnati. With all the resources we put into our homes, it’s almost ...

Homeowners insurance pays to repair or rebuild your home and replace its contents if they’re damaged by specific perils like fire, theft or weather events such as wind or lightning. What to know about ...

Homeowners and renters are urged to review their insurance policies, as standard policies often exclude flood damage, requiring separate flood insurance. Flood insurance can be purchased through ...

Other states impacted by similar disasters are reforming their insurance laws. Legislators here are teeing up bills to follow suit.