Student loan refinance rates have held steady over the last week. As of November 13, 2025, student loan refinance lenders are offering fixed rates as low as 3.99% APR and variable rates starting as ...

Your location, loan amount and chosen lender can impact your refinancing costs.

Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms ...

This week the Freddie Mac 30-year fixed interest rate averaged 6.35%. Sam Khater, Freddie Mac’s chief economist, noted the 15 basis point-drop from last week was the largest weekly drop in a year.

Mortgage rates have dropped, but refinancing is not always the right move.The first rule is to check if your current rate is at least 1% higher than today’s average. For example, refinancing a ...