Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

A state-by-state summary of which businesses need workers’ compensation insurance and how to buy it. Many, or all, of the products featured on this page are from our advertising partners who ...

Last Thursday, the Insurance Information Institute sent ProPublica and NPR a letter challenging our investigation into workers’ compensation reform laws and the impact they’ve had on some workers. The ...

Workers' compensation premiums for small businesses depend on several factors, but some are within your control. Many, or all, of the products featured on this page are from our advertising partners ...

Small business owners must understand the basic differences between workers' compensation and other forms of disability-related insurance. Cost control vs. need and benefit are constant companions of ...

Some one-person businesses with no employees required by state law to carry workers' compensation insurance choose to buy a "ghost policy". A ghost policy is a specific type of workers' compensation ...

After being blinded in one eye during horseplay at work, the victim sought legal help after his workers' compensation claim was denied.

How Does Workers’ Compensation Insurance Work? Your email has been sent Correctly calculating workers' compensation premiums is an integral part of payroll. Learn what workers' comp is, how it's ...