On the surface, money-market accounts seem like the best of both worlds - higher rates than savings and the freedom to grab your cash when life happens. But here's where things get interesting.

A major reason not to set your retirement plan on autopilot: sequence of returns risk. A flexible strategy with cash reserves ...

How much of your hard-earned portfolio can you sell each year to finance your retirement — without ever running out of cash? 4%? 5%? Something else? Like they say about cars, your mileage may vary.

While a 4% withdrawal rate is considered safe, a conservative 3% rate supports expenses and travel while preserving funds. Use cash or CDs for college costs, diversify investments, and delay Roth IRA ...

Because everyone deals with a different set of circumstances, there's no single set of rules to tell you in which order to make your withdrawals. However, as the following scenario will show, a good ...

A portfolio of dividend-paying stocks could supplement your withdrawal strategy How much of your hard-earned portfolio can you sell each year to finance your retirement - without ever running out of ...