This says that you must wait until the converted funds have been in your Roth IRA for at least five years before you can ...

If you were planning a Roth conversion maneuver this year, the newly-introduced One Big Beautiful Bill (OBBB) doesn’t directly impact the strategy. However, it does have an indirect impact that could ...

In a previous article about Roth conversions, an advisor wrote: "For many folks, a prime time for Roth conversions takes ...

Roth conversions are treated like ordinary income and taxpayers have to include the balance on their tax returns. How much you have to pay in taxes depends upon the amount of the conversion plus your ...

A new $6,000 tax deduction for seniors has created a limited-time opportunity to do a Roth conversion with a lower tax hit. Here’s how to take advantage before 2028.

Two financial planners take on the establishment with a new view on retirement taxes Should you do Roth conversions? Stick to the math for the answer. When it comes to paying taxes, less is obviously ...

As investors strive to optimize their retirement savings and minimize tax burdens, understanding how Roth conversions benefit them becomes more important. Roth conversions have great significance when ...

In our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers five questions on Roth IRA conversions. Joy Taylor: No. Traditional IRA owners who are 73 and older must ...

Decisions about Roth conversion come down to tax rates. Have a question about investing, how it fits into your overall financial plan or what strategies can help you make the most out of your money?

Required minimum distributions (RMDs) can cause a tax headache. If you don't need the money, you may want to leave your ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. For working age Americans who have stashed capital away ...

After Donald Trump signed a sweeping tax and policy bill, the One Big Beautiful Bill Act, into law on July 4, Roth conversions could end up costing some clients money, warned Robert Keebler, a CPA at ...