If you’re someone who sticks to a well-thought-out monthly budget (and you should be), you’ll be in good shape to cover all of your usual monthly expenses, like housing costs, auto insurance, phone ...

Wondering how to organize sinking funds, or how they fit in to your budget? Maybe you’re new to creating a monthly budget and ...

Chances are you have big expenses coming up in six months, a year or even five years. How will you save toward those expenses without cutting into your emergency savings or taking on more debt? A ...

Big expenses that don't occur very often can be budget busters. You know you'll need to buy things like new tires for your car every few years, or you have insurance bills that you pay once or twice a ...

The most expensive time of year has arrived. Spending on holiday gifts, decorations, parties, dinners and travel can add up fast, so having a ‘sinking fund’ — i.e., money allocated to extra spending ...

Katharine Paljug is a financial writer and editor with over a decade of industry experience. Her writing has covered nearly every aspect of the financial world, from investing in forex to paying for ...