After you submit your mortgage application, the lender will begin the underwriting process to decide whether they'll approve or deny the loan. You can expect the underwriting process to take anywhere ...

Buying a home for the first time can be a rewarding experience. A home is an investment and place for you and your family to ...

Mortgage myths can mislead even savvy buyers. Discover eight common misconceptions that could hold you back from ...

Mortgage interest rates fell again this week. Here's how homebuyers should (and shouldn't) respond to the news.

A mortgage commitment letter is a document that a lender provides to show you're likely to be approved for a mortgage. There are two types of mortgage commitment letters: firm and conditional.

Many Americans have been holding off on buying homes over the last few years due to the sharp increases in mortgage rates and home prices that occurred over the last couple of years. The average ...

Self-employed borrowers need additional documentation, such as bank statements or tax returns, to prove income stability.

A 15-year loan vs. a 30-year loan: Most people opt for a 30-year mortgage loan since it means smaller monthly payments over a ...

When you apply for a loan, the lender makes two primary checks: your credit history and score and your income. If either of ...