Learn about subrogation in insurance: definition, principles, types, phases, and roles. Discover how it impacts claims, risk ...

The volume and size of insurer payments under R&W insurance policies are increasing. According to a May 2023 Aon study, the average R&W insurance claim payment to Aon clients in 2022 was $9 million, ...

In some jurisdictions, the “made-whole” doctrine requires insured parties to be made whole before an insurance carrier may recover from a third-party as a subrogee. Every so often, a tortfeasor will ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Samantha (Sam) Silberstein, CFP®, CSLP®, EA, is an experienced financial consultant. She has ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. When car accidents happen, the ...

Property insurers’ subrogation rights in Canada may be a bit broader than some lawyers and judges might think. An off-cited trilogy of Supreme Court of Canada decisions released during the 1970s– ...

Almost 15 years ago we authored “Split Between Departments Muddies Subrogation Doctrine” on this very page and this same publication noting that Appellate Decisions in the Second and Third Departments ...

A claim in tort is properly commenced in accordance with the lex loci delicti commissi, Latin for “law of the place where the delict [tort] was committed.” But in automobile accident claims, the laws ...

In June 2025, the Western Cape Court handed down a judgment on subrogation that changes established legal principles and settled practice. The court held that an insurer exercising its subrogation ...

Thus, if Insurance company A owes Insurance company B $1,000 for a first subrogation claim, and Insurance company B owes Insurance company A $1,000 for a second subrogation claim, two payments may ...