A credit score of 800 or above is considered excellent and has the same benefits as a perfect 850 score. Benefits of an 800 credit score include better credit offers, lower interest rates and higher ...

Credit scores reward indebtedness, because credit scores are a product for the banks This article is 5 years old. Some details may be outdated. The largest element of your credit score is your payment ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

My partner and I have always been competitive. When we met and started dating in university we compared grades and drinking skills. Now that live together we spar over things more mundane, like who's ...

A growing number of Canadians are renters. According to one study of census data, the number of renters grew at twice the pace of homeowners between 2016 and 2021, and 33 per cent of all households in ...

In Canada, credit scores can be as high as 900 and as low as 300, but don’t worry: if you’ve never had credit activity — a credit card or loan, or instance — you won’t start at 300. You’ll start with ...

Struggling with bad credit? Learn how to rebuild your score step-by-step with expert advice. Negative marks to your credit score can happen because of different factors you can’t always control: an ...